We help Virginia homeowners facing foreclosure sell their homes quickly for cash. If you’re behind on mortgage payments, we can close in as few as 7 days. Learn how our process works by calling (540) 787-3300 for a free, no-obligation consultation.
Facing Foreclosure? We’ll Buy Your Virginia Home Fast
When the bank is threatening foreclosure, you need a solution that works on your timeline, not theirs. At We Buy Houses Virginia, we’ve helped hundreds of homeowners across the Commonwealth stop the foreclosure process with their credit intact and cash in hand.
Key Insights About Our Foreclosure Prevention Services
The Speed You Need When Time Is Running Out
Same-day property visits when foreclosure is imminent
24-hour cash offers after we see your home
7-day closings to stop foreclosure proceedings immediately
Flexible closing dates if you need more time
Maximum Cash in Your Pocket
No real estate commissions (save 5-6% immediately)
Zero closing costs (we cover them all)
No repair expenses (sell in any condition)
No cleaning or staging costs (we buy exactly as-is)
Complete Peace of Mind
One property visit – not endless showings
Guaranteed purchase – no financing fall-throughs
No renegotiations after inspections
Confidential process – no “For Sale” signs or public listings
How to Stop Your Virginia Foreclosure: From Crisis to Cash in As Little As 14 Days
Step 1: Contact Us Immediately
Call (540) 787-3300 or fill out the form below.
Tell us your auction date and situation. We prioritize foreclosure cases because we know every day counts. No judgment, no lectures, just solutions.
Timeline: We respond to foreclosure situations within 1 hour (often within minutes).
Step 2: Same-Day or Next-Day Property Visit
We understand the urgency, and sometimes we can meet within hours of your call.
No cleaning required. No repairs needed. We need 30 minutes to walk through your home in its current condition. We’ve seen it all. Behind on maintenance is the least of our concerns. Your situation is what matters.
Timeline: Same day or next day visit. We work around YOUR schedule.
Step 3: Cash Offer Within 24 Hours
Receive your no-obligation cash offer within 24 hours of our visit.
We show you exactly how much you’ll net after paying off your mortgage and stopping the foreclosure. No tricks, no hidden fees. If our offer stops your foreclosure and gets you out from under this stress, great. If not, we’ll tell you honestly.
Timeline: Offer delivered within 24 hours, often same day for urgent situations.
Step 4: Close Before Your Auction Date
We can close in as little as 7 days, whatever timeline stops your foreclosure.
We work directly with your lender, handle all paperwork, pay off your mortgage, and stop the foreclosure process. You walk away with any remaining equity as cash, your credit protected from foreclosure, and this nightmare behind you.
Timeline: Close as quickly as 7 days, or on whatever date stops your foreclosure auction.
Don’t wait until the auction date. Call now: (540) 787-3300
Every day you wait is one day closer to losing your home and damaging your credit for 7 years. We can help—but only if you call before it’s too late. Call (540) 787-3300
What Our Customers
Don’t just take our word for it, here’s what our clients are saying:
“Robbie was wonderful to work with. He was upfront and honest and was able to beat all competing offers. He made himself readily available for any questions I had. I can’t imagine the process of selling a home going more smoothly or being more effortless. If you want a quick sale for a fair price give him a call!”
– Justin M
Virginia Foreclosure Process: What You Need to Know
Unlike some states, Virginia has a non-judicial foreclosure process, meaning your lender doesn’t need court approval to foreclose. This makes the timeline much faster:
Foreclosure Stage
Typical Timeline
Your Options
Missed Payments
3-4 months
Loan modification, repayment plan
Default Letter
Day 90-120
Reinstatement, forbearance
Notice of Sale
14+ days before auction
Short sale, deed in lieu, cash sale
Foreclosure Auction
As soon as 2 weeks after notice
Last chance to pay off loan
Eviction
Last chance to pay off the loan
None – property no longer yours
We can help at ANY point before the auction date.
Why Act Quickly: The Hidden Costs of Foreclosure
Beyond losing your home, foreclosure causes lasting financial damage:
Credit score drop of 100-150 points (lasting 7 years)
Future mortgage difficulty (3-7 year waiting period)
Rental application problems (landlords screen for foreclosures)
Potential deficiency judgment (still owing money after foreclosure)
A fast cash sale before foreclosure can help you avoid ALL these consequences.
Frequently Asked Questions
How soon do you need to act to stop a foreclosure in Virginia?
The sooner the better, but we can typically help until just days before the scheduled auction. In emergencies, we’ve closed in as little as 72 hours.
Will I get any money if I’m behind on my mortgage?
If your home has equity (worth more than you owe), you’ll receive the difference between our purchase price and your mortgage payoff. If you’re underwater, we can still sometimes work with your lender on a short sale solution.
Can I sell if I’m already in pre-foreclosure?
Absolutely. Pre-foreclosure is actually the ideal time to sell to us, as you’ll have more options and potentially more equity to recover.
How do you determine your offer price?
We consider your home’s as-is condition, comparable sales in your neighborhood, necessary renovations, and the urgency of your situation. We’re transparent about our calculations and strive to make an offer that works for everyone.
What if I have liens or judgments against my property?
We handle these as part of the closing process. In many cases, we can negotiate with lienholders to reduce what’s owed and clear the title.
We Serve The Following Virginia Counties
We help homeowners who are looking for a cash offer on their home across Virginia, including:
