We help Virginia homeowners facing foreclosure sell their homes quickly for cash. If you’re behind on mortgage payments, we can close in as few as 7 days. Learn how our process works by calling (540) 787-3300 for a free, no-obligation consultation.
Facing Foreclosure? We’ll Buy Your Virginia Home Fast
When the bank is threatening foreclosure, you need a solution that works on your timeline, not theirs. At We Buy Houses Virginia, we’ve helped hundreds of homeowners across the Commonwealth stop the foreclosure process with their credit intact and cash in hand.
Key Insights About Our Foreclosure Prevention Services
⚡ The Speed You Need When Time Is Running Out
Same-day property visits when foreclosure is imminent
24-hour cash offers after we see your home
7-day closings to stop foreclosure proceedings immediately
Flexible closing dates if you need more time
💵 Maximum Cash in Your Pocket
No real estate commissions (save 5-6% immediately)
Zero closing costs (we cover them all)
No repair expenses (sell in any condition)
No cleaning or staging costs (we buy exactly as-is)
🏠 Complete Peace of Mind
One property visit – not endless showings
Guaranteed purchase – no financing fall-throughs
No renegotiations after inspections
Confidential process – no “For Sale” signs or public listings
Our Simple Process to Stop Foreclosure
1. Contact
Call (540) 787-3300 or complete our form below. We respond to foreclosure situations within hours.
2. Meet
We’ll visit your property the same day or next day. No cleaning needed – we need just 30 minutes to see the home.
3. Offer
Receive a fair, no-obligation cash offer within 24 hours of our visit. We explain exactly how we calculated your offer.
4. Close
Choose your closing date – as quick as 7 days. Get paid in cash and move forward with your life, foreclosure-free.
What Our Customerss
Don’t just take our word for it, here’s what our clients are saying:
“Robbie was wonderful to work with. He was upfront and honest and was able to beat all competing offers. He made himself readily available for any questions I had. I can’t imagine the process of selling a home going more smoothly or being more effortless. If you want a quick sale for a fair price give him a call!”
– Justin M
Virginia Foreclosure Process: What You Need to Know
Unlike some states, Virginia has a non-judicial foreclosure process, meaning your lender doesn’t need court approval to foreclose. This makes the timeline much faster:
Foreclosure Stage
Typical Timeline
Your Options
Missed Payments
3-4 months
Loan modification, repayment plan
Default Letter
Day 90-120
Reinstatement, forbearance
Notice of Sale
14+ days before auction
Short sale, deed in lieu, cash sale
Foreclosure Auction
As soon as 2 weeks after notice
Last chance to pay off loan
Eviction
30 days after auction
None – property no longer yours
We can help at ANY point before the auction date.
Why Act Quickly: The Hidden Costs of Foreclosure
Beyond losing your home, foreclosure causes lasting financial damage:
Credit score drop of 100-150 points (lasting 7 years)
Future mortgage difficulty (3-7 year waiting period)
Rental application problems (landlords screen for foreclosures)
Potential deficiency judgment (still owing money after foreclosure)
A fast cash sale before foreclosure can help you avoid ALL these consequences.
Frequently Asked Questions
How soon do you need to act to stop a foreclosure in Virginia?
The sooner the better, but we can typically help until just days before the scheduled auction. In emergency situations, we’ve closed in as little as 72 hours.
Will I get any money if I’m behind on my mortgage?
If your home has equity (worth more than you owe), you’ll receive the difference between our purchase price and your mortgage payoff. If you’re underwater, we can still sometimes work with your lender on a short sale solution.
Can I sell if I’m already in pre-foreclosure?
Absolutely. Pre-foreclosure is actually the ideal time to sell to us, as you’ll have more options and potentially more equity to recover.
How do you determine your offer price?
We consider your home’s as-is condition, comparable sales in your neighborhood, necessary renovations, and the urgency of your situation. We’re transparent about our calculations and strive to make an offer that works for everyone.
What if I have liens or judgments against my property?
We handle these as part of the closing process. In many cases, we can negotiate with lienholders to reduce what’s owed and clear the title.
We Serve The Following Virginia Counties
We help homeowners who are looking for a cash offer on their home across Virginia including:
